China Life Group’s revenue grew by 11.3%, with “digital-intelligent transformation” continuing to accelerate.

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Standing at the intersection where the "14th Five-Year Plan" concludes and the "15th Five-Year Plan" begins, China Life, the insurance giant with assets exceeding 8 trillion yuan, is attempting to reshape its growth logic through a comprehensive "digital-intelligent transformation."

On January 28-29, China Life held its 2026 work conference, disclosing that the group’s consolidated operating income had reached 1.28 trillion yuan, up 11.3% year-on-year, with consolidated investment income of 401.1 billion yuan, growing 17.6%.

From the asset side, by the end of 2025, China Life’s consolidated total assets reached 8.56 trillion yuan, with assets under management as high as 17.5 trillion yuan. Despite an environment of declining interest rates and scarcity of quality assets, it still maintained double-digit asset growth.

Expanding scale is not the only goal.

Group Chairman Cai Xiliang emphasized at the conference that the entire system needs to comprehensively promote digital-intelligent transformation, focusing on six key elements: data, algorithms, computing power, platforms, ecosystems, and scenarios;

This direction sends a clear signal that, after hitting the ceiling of the insurance industry’s traditional “human wave tactics” and “heavy asset-driven” models, China Life is now seeking to optimize its management system and business model through technological means.

According to Xinfeng, the core of the so-called “digital-intelligent transformation” is to lead the company into becoming a “new force in insurance in the digital age” through agile and transparent organizational operations and real-time, full-scale risk awareness;

This is not only a strategy in response to market competition but also an accelerator for the full breakthrough of its “333 Strategy.”

In terms of regulatory ratings, China Life’s life insurance, property insurance, pension insurance, and asset management subsidiaries have all maintained the industry’s highest ratings, reflecting its unwavering focus on risk control even as its scale leaps forward;

The conference pointed out that in the future, China Life Group must continue to adhere to its main business, push forward “streamlining and strengthening,” and fully enhance value creation.

For key tasks in 2026, the China Life management set high-quality development goals, such as steady progress in business performance and accelerated cultivation of new growth poles;

As the “15th Five-Year Plan” unfolds, how this financial flagship can transform its technological advantages into real operational efficiency in the deep waters of digital-intelligent transformation, while smoothly capitalizing on the scale dividends accumulated during the “14th Five-Year Plan,” will serve as a key sample for observing the transformation of China’s insurance industry.

From the data, although premium income and profits in 2025 look impressive, the relevant data has not yet been audited, and the real results remain to be tested over time.

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