Executives in financial markets and risk control take up new positions, completing the final piece of Zheshang Bank's top management team.

On June 3, Zheshang Bank issued an announcement stating that the company had received approval from the National Financial Regulatory Administration, and the qualifications of Zhou Weixin and Pan Huafeng to serve as deputy presidents of the bank have been approved.

With both individuals officially taking office, the previously vacant positions of deputy president at Zheshang Bank have been filled, further完善（improved/completed）the senior management team.

After this approval, Zheshang Bank's management structure is composed of Chairman Chen Haiqiang, President Lü Linhua, and four deputy presidents (Jing Feng, Luo Feng, Zhou Weixin, Pan Huafeng).

For Zheshang Bank, which has continuously promoted its business transformation in recent years, the configuration of the core management team has been further strengthened.

According to their résumés, both newly appointed deputy presidents have grown within Zheshang Bank, and both previously served as assistant presidents.

Zhou Weixin possesses extensive experience in cross-regional management at major state-owned banks and local government experience:

His career began at Bank of China, where he served as President of the Zhoushan Branch, General Manager of the Risk Management Department at the Zhejiang Branch, General Manager of the Personal Finance Department, and Deputy President of the Anhui Branch, among other positions. He has long been deeply involved in risk management, retail finance, and branch operation management.

After joining Zheshang Bank, he served as President of the Zhejiang Business Headquarters, comprehensively responsible for deepening the bank's business in its home base of Zhejiang.

Pan Huafeng is a veteran risk control expert who rose from the grassroots:

He comes from the Bank of China system and held positions including Deputy Section Chief of Credit Management at the Ningbo Branch of Bank of China, Section Chief of Risk Management, Deputy President of Yinzhou Sub-branch, Deputy Manager (acting) and Manager of the Risk Management Department of the branch.

After joining Zheshang Bank, he has served as Risk Monitoring Officer at the Ningbo Branch, Assistant President, Deputy President, Party Secretary, President, later promoted to General Manager of the Risk Management Department at the head office and Director of the New Asset Office, and also served as Assistant President and Chief Risk Officer.

Against the backdrop of widespread pressure on asset quality management in commercial banks, his comprehensive practical and management experience in risk control is crucial for safeguarding the bottom line of asset quality.

In fact, the appointment of both deputy presidents aligns to some extent with the current operational focus of Zheshang Bank.

As a nationwide joint-stock commercial bank headquartered in Zhejiang, Zheshang Bank has in recent years continuously promoted strategic transformation led by “Shanben Finance,” establishing four strategic priorities: deepening in Zhejiang, sector coordination, digital transformation, and wealth management, and has comprehensively initiated customer-centric integrated coordination reforms.

While asset scale continues to expand, how to balance growth and risk and improve operational efficiency remains a persistent challenge for the management team.

From the operating data, by the end of 2025, Zheshang Bank’s total assets reached 3.48 trillion yuan.

Meanwhile, the banking industry is still in a cycle of narrowing net interest margins; traditional lending business profitability is being compressed, and the importance of integrated operations and fee income is increasing. On the other hand, professional risk management capabilities continue to be tested in key risk prevention areas.

Against this backdrop, the two senior executives with cross-regional comprehensive management backgrounds and extensive risk control experience entering the deputy president level are seen as an important arrangement for Zheshang Bank to further strengthen its business expansion and risk control capabilities.

Looking back over the past year, Zheshang Bank’s management team has gone through systemic adjustments; with the approval of the two deputy presidents’ qualifications, the bank’s “post-70s” (born in the 1970s) management team structure has basically taken shape.

For Zheshang Bank, which is currently undergoing deepening transformation, the supplementation of the management team is only the starting point. How to promote the implementation of Shanben Finance and intelligent management strategies in the context of declining net interest margins, intensifying competition, and rising demands for risk management remains an important topic for future business development.

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